USA Coverage brings affordable life insurance to you.

USA Coverage is a national agency marketing dozens of the country’s top providers of affordable life insurance products. Our strength flows from the notion that when it comes to dealing with life insurance companies, we represent our customers in every transaction we manage. Our charter is to serve you by finding the plans that suite you the best. Our distinct lack of bias towards a particular carrier or product makes us an idea life insurance resource.

Why choose USA Coverage?

There’s no shortage of insurance agents - this we all know. There does tend to be a shortage of choice however. With an abundance of captive agents swearing allegiance to just one provider, objectivity and choice take a back seat for customers seeking the real truth with respect to best coverage opportunities. At USA Coverage, objectivity and abundance of choice are the centerpieces of our business model. We constantly research the best available life insurance plans for our customers and offer top notch coverage at the lowest possible rates.

From quote to policy issuance, we make purchasing life insurance an enjoyable, fast and easy process.

Our Principles

Advise more than sell. In other words, educate clients in an effort to help them make a decision that works best for them. Don’t push… instead provide thoughtful guidance.

“It’s nice to be important, but it’s important to be nice.” This is a handwritten reminder that is prominently displayed for frequent viewing. It’s a simple expression that doesn’t readily convey its true complexity. You can be the top person in your field– but it does not follow that you’re automatically a “top person”. Everyone deserves respect and business should be conducted with gratitude, compassion, and honesty.

Finally, always find a way to laugh. It’s true that insurance isn’t a very humorous business. But good conversation can lead to finding a shared thread of humor. Taking the time to learn about clients and allowing clients to learn about you leads wonderfully down a path of trust and common values. So sharing laughter is not a trifle. It’s strong glue.

Our Mission

USA Coverage is dedicated to providing the highest quality life insurance services. Our mission is to educate and guide every client with the highest regard, as if they are friends or family.

Call us today for a free no-obligation consultation 877-USA-7071 (877-872-7071)


1-877-USA-7071


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If available, invitations for application for life insurance are made through USA Coverage LLC or it's agent, James Dusthimer, or The James Dusthimer Agency; Shawnee Mission, Kansas, only where duly licensed and appointed. Through USA Coverage LLC, and/or James Dusthimer personally, we are currently licensed in the following states: AL, AK, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD TN, TX, UT, VA, VT, WI, WV, WY License numbers are available upon request and are automatically provided where required. James Dusthimer’s license number is 0E23958 in California and 1256458 in Texas. No solicitation or invitation for application is currently being made in any jurisdiction in which either James Dusthimer (personally), or USA Coverage LLC is either not licensed and/or appointed with the company(s) whose rates are provided, illustrated and/or approximated by phone, fax, mail or e-mail.