Health Insurance Definitions

Having a health insurance is a great advantage because it serves as protection on medical emergencies and also for other medical needs that may come along the way. Health insurance policies are usually packaged in plans, provided either as an employment benefit or a personally procured insurance.

There are many things that we need to know about our health insurance so that we can maximize its features and benefits, however, because of the legalese, we are left almost ignorant on the real definitions of policy terms. This article will help you understand the terminologies associated with health insurance.

Here are the list of the most common terms used in the health insurance world and their corresponding definitions:

ASO
Coinsurance
Capitation
Deductible
Exclusions
FSA
Gatekeeper
Explanation of Benefits
HMO
Maximum Out Of Pocket Expense
MSA
MEWA
Premium
Primary Care Physician
PPO
TPA

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