INSURANCE QUOTESSTART HERE Actual Cash Value Definition Actual Cash Value simply refers to the fair market worth. This is the value wherein a consumer is ready to pay for a certain object which a seller can agree on. Auto Insurance Articles Uninsured Motorist Coverage Unearned Premiums Additional Interest Subrogation Accident-Year Statistics Additional Car Addendum ACV Accident Severity Accident Insurance Auto Insurance Resources Auto Insurance Definitions Auto Insurance Q&A