Property Damage Definition
Property Damage is when the insured causes damage to another property due to negligence. A good example would be when the insured driver accidentally hits the telephone pole causing damage to it. The liability coverage will pay for that damaged pole. This kind of accident will surely happen when you drink and drive. If you can’t resist a good drink, make sure your auto-insurance is reliable. There are certain circumstances that the insured driver can’t get away with. Other expenses, such as Telephone Company claiming service malfunction shall be shouldered by the driver, with accordance to the jurisdiction.