Can an Auto Dealership Sell a Car to Someone With No Driver’s License or Insurance?
This is one of the most common questions asked by those who are interested in purchasing a vehicle. Motor vehicle regulations are constantly increasing, and because of the significant complexities that come along with these regulations, the average person sometimes finds it difficult to understand the rules stated by the Department of Motor Vehicles.
However, purchasing or being in possession of a vehicle is of little concern to the Department of Motor Vehicles. Their primary concern is the driver of a vehicle. A person without a license may purchase a vehicle, but he or she will not be able to register or insure it under his or her name. Insuring the car and registering it is often done together right when you are still at the dealership. If an unlicensed individual wants to register or insure a vehicle, it may be indicated that he or she intends to operate the vehicle—and operating the vehicle without a license is something the Department of Motor Vehicles will not allow, which is why they do not allow a person to act upon something that may imply an intention of breaking the law.
Simply put, there exists no rule, regulation or law which requires a person to be in possession of a driver’s license when purchasing a vehicle. Any person who has the right amount of money or credit is allowed to purchase a car. It is common knowledge that a person will more often than not purchase a car for themselves, for the reason that they actually want to drive it. However, we all know that there are many other valid reasons for a person without a license to purchase a vehicle.
One valid reason for a person to buy a car with no intention of driving it is if they buy it as a gift for somebody else. For that reason, a person has all the right to purchase a car and put everything under the recipient’s name. Some banks may be curious as to why an individual would buy a car which they can’t legally drive, but they will be more concerned with your credit history rather than who’s going to drive it.
In regards to insurance, there are some companies which will insure vehicles for physical damage even in the event that the owner has no license. Even if you cannot put the insurance in your name, you are still allowed to buy it and name whoever you are giving the car to as the insured driver. In essence, when you purchase a car as a gift, register it under the recipient’s name. And, put him or her as the insured as well.
As long as a person without a license has no intention to drive a car, then they are free to purchase as many cars as they want. But, to be more certain about the details, be sure to contact your bank, an insurance agent or you local Department of Motor Vehicles. They should be able to answer all your questions and give you all the information you need.