Boston Mutual Insurance Company

Boston Mutual Life Insurance Company
120 Royall St.
Canton, MA 02021-1028

Boston Mutual Life Insurance Company was founded in 1891 and, with its years of experience and expertise, has a concrete financial performance that people can rely on. The group is a private company and is categorized under Life Insurance Carriers. It provides innovative benefits to its clients at a cost that is designed to meet their satisfaction and needs.

The company has three divisions, all of which are equipped with a service and sales representatives team that is committed to providing exceptional service to its clients. It makes its products available to individuals through its General Agencies division, while products geared towards employers are distributed through its Group and Worksite Divisions.

Boston Mutual has over 115 years of experience in the General Agencies division. Service offered in this division include Ordinary Life Insurance, Disability Income Insurance, Simplified Disability Income Insurance (Exclusive to Federal and Postal Markets), Legacy Life Select Insurance (State Federal and Postal Employees), and Legacy Whole Life Insurance.

For Riders/Supplements Benefits, the company has Extra Protection Term Insurance Riders, Children’s Insurance Agreement, and Supplemental Insurance Benefits.

For the company’s Group Division, it offers both True Group and Voluntary Term Life Programs. Its policy is such that it can combine two programs, and incorporate them into one policy. Boston’s Mutual Life and AD&D programs have been designed to offer topnotch benefits with different options.

For Standard Life Provisions, the company offers Salary-based Benefit Schedules; Dependent Coverage; Waiver of Premium (in case employees become disabled and so that they can continue life insurance without any premium payments), Accelerated Death Benefits (for employees with a life expectancy of 12 months), Portability (for those who want to leave their employment), Conversion (for employees to convert term life insurance to a new policy), and Bereavement Counseling (for counseling services).

The Standard Accidental Death and Dismemberment Provision includes Education Benefit, Seat Belt Benefit, 24-Hour Coverage, and Repatriation of Remains Benefit.

Boston Mutual also offers Standard Short-term Life Insurance Provisions. Options include Flexible Benefit Durations (up to 26 weeks), Accommodating Benefit Schedules (between 50 percent and 70 percent of weekly earnings to maximums up to $2,500), Unlimited Return to Work Benefit Incentive (for the partially disabled who are working and earning), Definition of Disability, Online Work-life Solutions (web access toward life balance issues, provided by Health Management Systems of America), and Elimination Periods. The company also offers several different options in its Long-term Disability Insurance.

Boston Mutual also has a special service called Small Group Insurance Program for entrepreneurs with only two to nine employees. Features include Life and Accidental Death and Dismemberment, Short-term Disability, and Long-Term Disability.

For its Voluntary division, the company offers Voluntary Work Sites products that include Interest Sensitive Life Insurance, Short-term and Long-term Disability Insurance, Accident Insurance, and Critical Illness Insurance.

Needless to say, all of Boston Mutual’s divisions have had contributed to the company’s sales. The company has an estimated annual revenue of $234,625,220 and is powered by a total of approximately 305 employees.