Integrity Life Insurance Company
Integrity Life Insurance Company
400 Broadway Street
Cincinnati, OH 45202
Integrity Life Insurance Company and its subsidiary, National Integrity Life Insurance Company, offer a wide array of fixed, variable and income annuities. Integrity does all its best to become a leading provider of income annuities and accessible online tools to assist producers in providing precious solutions to their customers. The company operates all throughout the United States and the District of Columbia except in Maine, New Hampshire, New York and Vermont, where National Integrity has operating power. Integrity is a member of Western & Southern Financial Group.
For more than 40 years from its establishment in 1966, Integrity provides clients long lasting cutting-edge financial products intended to supply solutions to lifetime income that are a vital part of a successful retirement plan. Anywhere you are in your retirement planning journey, or if your financial state of mind leans toward the traditional or the aggressive, Integrity services and products lend a hand in building up a clear route towards your financial target. Integrity provides lifetime income solutions that will give you the serenity you need. You will be secured that you’ll not outlive your assets and certain that you are working with a highly rated insurance provider. Integrity’s mission is to couple the finest possible annuity products and services with excellent and proficient customer service. It lives up to its testimony: “Integrity. It’s not just our name. It’s the way we do business.”
Integrity handles business through an array of financial experts and distribution conduits. The distribution channels and markets served by the company include independent brokers and dealers, brokerage firms, financial planners, wirehouses and independent agents.
Accredited by BBB in 2009, this company has a rating of A+ on a scale from A+ to F. This demonstrates superior ability to meet insurance obligations, very strong financial security characteristics, and a strong capacity to meet policyholder and contract obligations on a timely basis. A.M. Best also affirms the financial strength rating of A+ or excellent to Integrity. In its rating report, A.M. Best asserted that the mark mirrors the company’s steadily positive statutory and GAAP operating earnings, consolidated robust risk-adjusted capitalization, and diverse distribution platform and product portfolio. The tough economic condition and continuing market instability make it even more significant to allow clients to do business with a financially strong company, which Integrity proves to be one. It is certain that this company has the resources to withstand any storm.
Western & Southern Financial Group, where Integrity belongs to, reports a statutory revenue of $5 billion which shot the group to number 420 in Fortune 500, moving up 21 places from 2008’s ranking. Presently, Jill McGruder heads Integrity’s 250 employees as president.
Integrity provides various products including variable annuities, fixed annuities, immediate annuities and life insurance. Numerous financial channels can aid the insurance buyer in saving for retirement, including popular choices like 401(k), SEP or usual IRA plans. The Roth IRA is another type which may be a perfect retirement savings plan for clients, with features that allows them to potentially grow their money for retirement. It also takes tax-free retirement withdrawals after age 59 1/2 and when Roth account has been set up for five years. There are no taxes paid on earnings or principal after five years and after age 59 1/2. They can transfer assets to beneficiaries free of federal income tax, make contributions after age 70 1/2 when contribution qualifications are met and with earned income, and they can avoid required minimum distributions (RMDs) at age 70 1/2.
Integrity also offers financial tools in its web portal, where buyers can discover four fundamental retirement risks that could have a big effect in their retirement: longevity, inflation, volatility and event. The portal provides steps to enhance the understanding of the risks and what clients can do to handle these risks and maintain their goals retirement on course.