Investors Heritage Insurance Company

Investors Heritage Insurance Company
200 Capital Avenue: P.O. Box 717
Frankfort, Kentucky: 40602-0717

Everybody wants to avail of quality life insurance products and services and to be provided for by a company that is financially strong. If you are one of those who are looking for these things, then Investors Life Heritage Insurance Company is the perfect insurance company for you.

The company has been in the business for 30 years. Its headquarters is located in Frankfort, Kentucky. Investors Heritage is a subsidiary of Kentucky Investors, Incorporated. It is led by its founder Harry Lee Waterfield, who also seats as the company’s chairman. He is assisted by Julie Hunsinger as its chief actuary and vice president, N. Douglas Hippe as its VP for accounting, Jimmy McIver as its treasurer, and Wilma Yeary as its secretary.

Investors Heritage life insurance products include standard forms of participating, non-participating, whole life, limited pay, endowment, split funding, interest sensitive whole life, guaranteed issue whole life, universal life, term and group life. Currently, it sells its products in 30 states across the United States: Alabama, Arizona, Arkansas, Colorado, Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Michigan, Missouri, Mississippi, Montana, Nebraska, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, and West Virginia.

Currently, Investors Heritage focuses on three insurance markets: funeral home, financial institution, and ordinary life insurance. For its funeral plan, it has preneed, final expense life, and annuity products. For the financial institution, it has credit life, accident and health, commercial loan, and mortgage protection products. For its ordinary life, it sells term products and annuities.

Investors Heritage is dedicated in serving its insured, agents, and funeral service providers. It may sound the same with other companies but Investor Heritage’s distinguishing factor is its philosophy, underlying attitude, and personality. It is also a stable company, being rated B+ by A.M. Best .Also, it is a policy of the company to be competitive, thus, it sees to it that its policies are at pace with the prevailing funeral cost..

Investor Heritage’s strategy focuses on product development that is timely, in education, human resources practices, technology, and market concentration. These are the key elements that helps the company attain its financial objectives.

Investor Heritage also believes that in this age that mergers and acquisitions are commonplace, there is a definite need and place for smaller but well-run life insurance companies. Since the company is small, its personnel can know its customers and is surely able to respond to their needs in a quick and timely manner.

Investor Heritage is a company that knows where it is headed for in the future. It will continue to develop not only business relationships but also friendship with its customers.