Lincoln Heritage Life Insurance Company

Lincoln Heritage Life Insurance Company
P.O. Box 29045
Phoenix, AZ 85038-9045
(602) 808-0521
(602) 224-2213

Since 1963, Lincoln Heritage Life Insurance Company has been supplying insurance products, especially final expense insurance and preneed insurance. The company has been established as a pioneer in the final expense market. Its 47 years of experience have sharpened its expertise. Founded by Jack Londen, who began in the insurance business as an agent while still in college, the company was established with the goal of providing trouble-free, fast and professional service.

At present, Lincoln Heritage operates in 49 states with its headquarters in Phoenix, Arizona. Lincoln Heritage is now a top provider of insurance products for seniors, granting more than 430,000 policies in force valued at over $2 billion. Its revenues reach up to $198.6 Million.

As a family-owned insurance carrier, Lincoln Heritage offers the traditional customized service that clients ought to have. While today’s insurance services are speedy but less personal, Lincoln Heritage assures its clients of personalized customer service. Its customer care representatives answer clients’ queries with care and compassion every time they call. Knowing that facing the death of a loved one is difficult and painful, Lincoln Heritage makes it easier for its clients by providing family-friendly insurance services. Up to now, Lincoln Heritage remains known as the company that provides kind and gracious practices, prompt and trouble free payments, and 24-hour claims service.

One of the products offered by Lincoln Heritage is the heritage plan which pays cash to cover funeral costs and other final expenses. This policy requires no physical exam; insurance is based on medical health questions on the application. The coverage starts right away, with up to $20,000 in tax-free benefits. The rates and benefits are stable, meaning, rates do not increase and benefits do not decrease for the life of the policy. Most people can qualify for the heritage plan. Furthermore, the company offers additional final expense coverage including the accident plan and family plan. For the accident plan, increased benefits for accidental death, auto accidents, common carrier accidents and acts of war or terrorism are provided. Coverage can be adjoined as a rider or it can be a stand-alone policy. The family plan, on the other hand, offers cut-price coverage for all family members, including children 18 years old and below.

The company offers a free final wishes organizer which puts customers in control, guiding their decision-making and protecting their loved ones from unneeded pain and expenses during their time of difficulty. This final wishes organizer generates an inheritance that mirrors customers’ distinctive styles and personalities. It is stored in the company’s protected computer archives, thus, files are within reach at all times.

The company boasts of an A.M. Best Rating of A- (excellent) based upon financial information provided through 2009. This reflects the company’s strong market position in the final expense and other senior market life insurance divisions, good statutory operating earnings, steady growth in net premiums written, as well as solid risk-adjusted capitalization position. In a similar vein, BBB gave a rating of A+ (excellent) to Lincoln Heritage.

Currently, Bradly Jennings is the regional director of the company, leading the pack of 100 employees.