Oxford Insurance

Oxford Insurance
300 Main Street
Oxford, MA 01540-2378
(508) 987-1677
(508) 987-5517
(800) 351-5130

Oxford Insurance is an independent and local insurance agency located in Oxford, Massachusetts. Established in 1979, the company has been providing personal and business insurance for 31 years. Oxford Insurance serves clients from Oxford, Webster, Dudley, Charlton, Sturbridge, Auburn, Sutton, and other locations in Massachusetts. Oxford Insurance has an annual revenue of $2.5 to 5 million and employs a staff of approximately 10 to 19. The company also does business as Oxford Insurance Agency, Incorporated.

Whether customers need a personal or business insurance line, Oxford Insurance can supply products and services fit for their needs. A range of services is offered by Oxford Insurance, from home, auto, small business, to retirement. The company stays grounded to its commitment of providing clients quality coverage with personalized service and steadfast integrity, delivered by expert insurance professionals. Its mission is to provide insurance products to individuals, families, businesses, and the community, as well as to uphold the highest quality of service and honesty to its existing clients, potential clients, and business clients.

As a full-service provider, Oxford Insurance helps its clients find affordable insurance coverage. The company strongly believes that customer satisfaction results from the type of relationship clients have with their insurance agency. Oxford Insurance ensures an affirmative relationship with its clients, for providing customer satisfaction is its main objective. Oxford Insurance’s personal insurance products include auto insurance, home insurance, renters condo, umbrella insurance, flood, motorcycle, watercraft, recreational vehicles, off-road vehicles, snowmobile, dwelling fire, life insurance, health insurance, earthquake and personal lines.

An auto insurance policy from Oxford Insurance includes property damage liability, bodily injury liability, collision and comprehensive coverage. When it comes to home insurance, comprehensive supplemental policies are available that can be added to homeowner’s policies, such as flood and earthquake protection. Renters policy coverage also includes liability coverage which could help if someone accidentally got injured on the property due to negligence. For flood insurance, different types of policies are available based on the property’s location and flood history. These include standard flood insurance policies and preferred risk flood insurance policies.

Customers may also qualify for a number of discounts for motorcycle insurance, including for insuring more than one motorcycle, mature riders, renewals, credit for qualified safety courses, and multi-policies with the company. The company’s watercraft insurance plans provide different types of coverage, including medical payments coverage, physical damage coverage, and liability coverage.

Oxford Insurance’s life insurance includes death benefits and living benefits. Advantages of death benefits are tax-free income to the named beneficiaries and provision of Massachusetts business security by enabling partners to buy out the interests of a deceased partner and prevent a forced liquidation. For living benefits, there is a tax-deferred cash value growth of a permanent life insurance policy, while loans or withdrawals can be taken against the cash value of a permanent life insurance policy to help with expenses. Term life, whole life, and universal life insurance are available through Oxford Insurance. For health insurance, policies include individual coverage, group coverage for business, income protection, long term care, home health care, and Medicare supplements

The company also offers insurance for businesses, with various coverage options available. Not only can clients get general business coverage which is usually in the form of a business owner’s policy, clients also get coverage for the specialized needs of their business. Policies include general liability, worker’s compensation, commercial auto, commercial property, health insurance, errors and omissions, and group benefits.