Pennsylvania Natl Insurance Company
Pennsylvania Natl Insurance Company
Two North Second Street
Harrisburg PA 17101
Pennsylvania National Insurance Company sells property-casualty insurance including business, personal auto, homeowners, umbrella, and surety bonds through independent agents in nine states: Pennsylvania, Maryland, Delaware, New Jersey, Virginia, North Carolina, South Carolina, Tennessee and Alabama (personal auto, homeowners, and personal umbrella insurance are not available in Delaware, South Carolina and Alabama). The company sells through more than 750 independent insurance agencies.
Pennsylvania National ranks 102nd out of more than 1,000 property-casualty insurance companies in the United States, with assets exceeding $1.3 billion and premium writings exceeding $500 million. A.M. Best, the leading rating organization for property-casualty insurance industry, affirms the company’s rating of A- or excellent as of 2009.
Founded in Harrisburg, Pennsylvania in 1919, the company was established by a farmer’s association to supply farm-related workers’ compensation insurance to its members. The association enlarged its business by expanding into several other lines and several other states within a few years. At present, the company changed from an agricultural focus to an industrial focus and a service-economy focus. It remains a mutual insurance company, operating for the benefit of its policyholders.
Pennsylvania National’s elected officers include Dennis Rowe as Chairman of the Board; Kenneth Shutts as President and Chief Executive Officer; Christine Sears as Executive Vice President and Chief Operations Officer; Gregory Stine as Senior Vice President, Chief Financial Officer and Treasurer; Karen Yarrish as Senior Vice President, Secretary and general counsel; and Robert Brandon as Senior Vice President of underwriting operations.
The company possesses superior customer service by matching its clients with the right insurance. Its independent agents serve as the consultants and shoppers, providing an accurate tie-up with the best coverage and price to meet its customers’ needs. It has a superb agency force, and a strong history and solid financial stability. Pennsylvania National knows how to respond to local needs. Its regional structure permits it to meet its customers’ needs state-by-state, and even county-by-county. Furthermore, the company provides extra convenience through web-delivered services to its clients such as online payments, payment information and policy management services. Pennsylvania National also owns an outstanding claims service, having prompt and fair claims adjustments.
Pennsylvania National offers business insurance coverage and services including artisan contractors’ program, business owners’ program, auto, property, general liability, workers’ compensation, and extended coverage credits. For its umbrella program available in 23 states, the options exclusive to this program are the personal umbrella coverage, employment practices liability, blanket protection for most risks, and flexibility to tailor an excess program to meet the more complex needs of a larger agency. It provides affordable coverage and flexible pay plans. Clients can get coverage up $10 million for commercial and errors plus omissions and $5 million for personal exposures of owners and officers.
The company also offers group program business solutions to help its agents beneficially write small and medium commercial accounts in a progressively competitive market. It builds programs around businesses such as local chambers of commerce, printers trade groups, contracting trade associations, and beverage distributors. In addition, Pennsylvania National provides personal insurance consisting of personal automobile insurance, homeowners, renters, dwelling fire, umbrella liability, boat, replacement cost auto, and auto loans or lease coverage. Its surety department offers three major bond products which are the contract bonds, all major classes of commercial bonds, and fidelity bonds.