Premier Insurance Company

Premier Insurance Company
157 River Vista Place (83301)
Twin Falls, ID (83303-0006)

Premier Insurance Company is an insurance carrier providing quality insurance products to clients for over 20 years. Premier Insurance’s success is attributed to the creative ability of its people to solve everyday problems with a long-term goal. The company supplies its associates with the support and knowledge vital to creating beneficial insurance and risk control solutions. This allows the company to meet the risk challenges of continuously changing industries, varying from agribusiness to hi-tech manufacturing.

Over 93 percent of Premier Insurance’s clients continue to do business with its organization year after year. This solid customer base has facilitated the national placement of the company in the top 5% of insurance agencies in size and program design capabilities.

Premier Insurance’s head office is located at Twin Falls, Idaho, with branches at Blackfoot, Idaho Falls, and Boise. Premier Insurance’s array of products includes personal and business insurance. Personal insurance consists of home, auto, personal property, individual health, life and estate. Business insurance is made up of farm/agribusiness/crop, transportation, group health/benefits, workers compensation, home, and auto.

Various types of individual health plans are offered by Premier Insurance, such as Medicare Supplements, Part D prescription plans, individual dental, and supplemental benefits. The company can assist clients in selecting coverage, deductibles, and costs to meet their budget needs. For life and estate, Premier Insurance has expert, full-time staff available to consult with clients to find out the best product and coverage to suit their needs. It offers term, whole life, universal insurance, estate planning, retirement income, and annuities.

At Premier Insurance, its people are dedicated to providing businesses with innovative solutions for their insurance needs. Its market knowledge and focused team strategy provides maximum protection and cost-effective resources for business customers. Premier Insurance’s in-house claims staff works closely with clients and helps ensure that clients’ losses are handled professionally and fairly. The company’s commitment and dedication is in providing clients with the topmost level of customer care, thus it offers steadiness in its relationship through competitive pricing, claims management, experience modification review and audit review. The company’s goal is to be an effective partner in preventing accidental losses from happening and allowing financial recovery when losses do occur.

One of Pioneer State Mutual’s specialties is in farm and agribusiness insurance. Its insurance for growing crops with hail, wind and fire insurance has been available from the beginning. The company also offers multi-peril crop insurance (MPCI), covering a variety of crops for virtually all perils. Another major strength of the company has been its ability to merge risk management and insurance solutions for the agricultural community. It has initiated exclusive programs especially made to cover the perils of risk for agricultural liability, and property, including catastrophic livestock exposures. Careful attention to customers’ needs has produced the company a reputation in the agribusiness community of size, strength, dependability and a high degree of professionalism. From long haul to local trucking, Pioneer State Mutual holds exclusive contracts with companies committed to the transportation industry. Its transportation coverage includes liability, physical damage, cargo, trailer interchange, brokerage, and terminal coverage.

The company’s employee benefits plans range from stand-alone medical plans to multilevel plans that include group life, disability, dental, vision and retirement plans. Premier Insurance has full-time personnel to help business owners and their key employees in designing plans that will allow the firm to deduct the cost of funding tax-free retirement income. Its group plans consist of medical, life, accident, dental, vision, and workmen’s compensation. For worker’s compensation, the company has compiled a program to help business clients lessen the rising cost of worker’s compensation. This program covers employee practice, human resource management, cost containment, injury prevention and injury management.