Union Mutual Fire Insurance Company

Union Mutual Fire Insurance Company
139 State Street
Montpelier, VT, 05602
(800) 300-5261

Union Mutual Fire Insurance Company provides a full line of competitively-priced, personal and commercial policies to over 100,000 policyholders throughout New England. Union Mutual Fire is part of Union Mutual of Vermont Companies, and licensed to sell its insurance products in the states of Vermont, New Hampshire, Maine, Connecticut, Massachusetts, Rhode Island and New York.

Established in 1874 in Montpelier, Vermont, Union Mutual Fire has been providing quality insurance products for over 130 years. As a mutual company, it has no shareholders and is wholly owned by its policyholders. In 1967, Union Mutual adopted the emblem of an antique torchbearer’s lamp, representing the continuous program of the company for leadership in protection and service.

The company’s officers and Board of Directors include John Fitzhugh as President and Chief Executive Officer, John Walker as Senior Vice President for Marketing and Underwriting, John Condon as Vice President Underwriting, Guy Graham as Vice President for Claims, Carolyn S. Ix as Vice President for Marketing, Bradley Keysar as Vice President for Strategic Planning and Analysis, Lisa Keysar as Corporate Secretary, Michael Nobles as Vice President Finance and Treasurer, and Gary Ouellette as Vice President for Operations, Technology and Enterprise Risk.

Union Mutual Fire operates through a vast network of independent insurance agents A.M. Best Company has rated the financial strength of A Minus (Excellent) with a stable outlook to Union Mutual Fire.

The company offers individual insurance to protect homes, personal belongings, vehicles, as well as the risk of loss connected to personal liability. For small to mid-sized businesses, Union Mutual supplies coverage to protect property, earnings and liabilities related to a commercial enterprise. Personal and commercial umbrella liability coverage, inland marine coverage for personal belongings and flood insurance for homeowners are also offered by the company.

Union Mutual gives package discounts to clients, such as when a client joins home and automobile into one policy. Aside from these package discounts, the company has a range of other discounts that clients may qualify for if they have a new or recently upgraded home, certain types of loss preventative or detection devices, and if they have been a continuing customer of the company.

For personal insurance, the company provides protection for home, contents, automobile, special items like jewelry and fine arts in addition to providing coverage to protect clients from liability suits. Furthermore, the company provides extended coverage with specific use of endorsements that can be added to the client’s policy. It offers personal auto, homeowners, mobile homeowners, personal umbrella, personal inland marine and personal package.

Building, business personal property, and loss of earnings are covered by commercial insurance from Union Mutual. The company can tailor to the specific needs of clients with exclusive use of endorsements that are attached to the policy. Its policies can protect the interest of the policyholder as an owner who is running his or her own business or as the owner of a building with tenants occupying the building. Union Mutual currently offers businessowners, commercial auto, commercial package, commercial umbrella, commercial fire and commercial general liability.