First United American Life Insurance Company

First United American Life Insurance Company
1020 7th North Street
Liverpool, NY 13088-6192
(315) 451-2544

Stability, service, quality, and commitment – these are the four core values that define First United American Life Insurance Company. They show First United American’s ability to translate its principle into practice, which is also its ways of measuring success.

First United American Life Insurance Company is a subsidiary of the United America Insurance Company. Based in New York, it was founded in 1947 and currently operates in 49 states and the District of Columbia. It has more than 850 people working in its home office.

The company was chartered in 1981 and in 1986, it began writing businesses. Since then, it has provided security and protection to thousands of individuals in the state of New York.

Since its establishment, First United American was able to maintain its financial stability. It has also experienced growth in the last two decades. It has developed a name and reputation of a company that writes quality products in the areas of individual Medicare supplements, premiums and annuities that are flexible. A.M. Best has given the company an A+ (Superior) rating for the last 12 consecutive years, a sign that the company is indeed financially stable. The company has been a BBB-accredited Business since 1986. It has also received a BBB rating of A+ on a scale of A+ to F.

First United American specializes in the needs of seniors. It offers an exceptional line of products that can accommodate every senior’s need and budget. Currently, it offers nine of the 12 Medicare Supplements plans which include Medicare A, B, C, D, F, HDF+, G, K, and L. All of these plans provide the principal benefits that are required by the federal government but there are also additional benefits in each offer. These plans are dependent on the individual’s financial situation and personal supplement needs.

The firm also offers private insurance and guarantees its customer’s freedom of choice. Members are free to keep their doctor or hospital of choice. They are also given the freedom to seek second opinion from other providers. There are no restrictions as what is imposed by managed care programs.

First United American‘s annuity plan considers the individual’s age and stage of life, his/her lifestyle, what other income he/she will have after retirement, and how long he/she wants to maintain his/her annuity. The company also offers a fixed annuity plan but its Flexible Premium Annuity Plan has a higher degree of safety.

The company conducts its business through an independent agent system. Agents are not tied to any term of exclusivity. They are allowed to work on their own pace without any production quotas or pressure. Since it is located in New York, members can be assured that their calls will be answered promptly and their problems solved quickly. Claims turnaround time is less than a week.

New Yorkers need not get out of the state to look for an insurance company that can and will meet their needs. They have First United American Life Insurance Company to count on.